Tax Free Investment

A tax-free savings account allows you to save up to R33 000 a year and up to a maximum of R500 000 in your lifetime.  By taking advantage of a tax-free savings account, you can save for most of your life’s goals including your children’s education.

  • Your money is always accessible, without any penalties
  • You can open a tax-free investment for minor children.
  • All the investment returns in your account are completely tax-free.

Endowment

This is a savings account that one can take for any financial goal.  It has Estate Planning Benefits and Tax Implications. 
At death: -Payment is made directly to the beneficiaries, this eliminating executors fees.

  • You can invest using a monthly debit order or a lump sum
  • Your investment may be used as a security/collateral
  • Payments are made net after tax when you withdraw

Offshore Investment

Investing offshore gives you access to various assets such as countries, currencies and companies.  This can reduce your risk, as not all your money is in one place.
At death: -Payment is made directly to the beneficiaries, this eliminating executors fees.

  • You can request a regular income payment from the investment
  • Your investment growth is based on the performance of the underlying funds that is based on your portfolio as per your Risk appetite.

Insurance

Financial Planning

Retirement Plan

Investment

HOW DO WE DO IT?